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Handle property damage or theft claims
When a resident causes damage or items go missing, the path to compensation runs through documentation and Coliving support — there's no host-facing "contact support to claim from the deposit" button. The faster you act and the better your evidence, the better your outcome.
At discovery
- Photograph immediately. Wide shots and close-ups. Date-stamps matter.
- Don't repair or remove anything until you've documented the original state.
- Note the time you discovered it.
Message the resident in the Inbox first
Be direct but neutral:
"Hi [name], doing the check-out walkthrough I noticed [specific damage]. [Photo attached]. Can you tell me what happened from your side?"
Why message before contacting support:
- Many residents acknowledge and agree to a fair resolution.
- The conversation becomes part of the record support reviews.
- An attempt to resolve directly reads as good-faith.
Wait 24–48 hours for a reply.
Then contact support
Open Help → Contact Coliving and include:
- The booking number.
- A clear summary: what was damaged or missing, when discovered.
- Photo and video evidence — before/after if you have it, plus close-ups.
- The Inbox conversation with the resident about the issue.
- Receipts or quotes for repair or replacement.
- What outcome you're requesting — typically a specific amount from the deposit.
Submit it promptly. Older claims are harder to substantiate.
How resolution works
Coliving support reviews the case and, where appropriate, processes a deduction from the resident's security deposit. The deposit is held by Coliving (via Stripe) during the stay and released at check-out — your claim happens at this point.
The outcome depends on:
- Evidence quality — strong photos + Inbox record + receipts win most cases.
- Comparing check-in vs. check-out state — claims are stronger when you have check-in photos to compare against.
- Whether the damage exceeds normal wear — repair of normal wear can't be charged to the resident.
What you can recover
- Repair or replacement cost with quote/receipt.
- Cleaning cost for damage requiring deep cleaning.
- Lost-booking cost if damage delays a future booking (you'll need to show the cancelled/affected booking).
You can't recover for:
- Normal wear and tear.
- Pre-existing damage you can't prove the resident caused.
- Sentimental value beyond actual replacement cost.
- Time you spent dealing with the issue.
Theft
The flow is similar, but for items of significant value also:
- File a local police report and provide the report number to support — it strengthens the case significantly.
- Document what's missing with photos of the empty space and any receipts you have for the items.
What hurts your case
- Delay between check-out and reporting.
- Off-platform conversations (WhatsApp, personal email) instead of Inbox.
- Vague accusations without specific damage and value.
- Repair receipts well above market for the item.
- No comparison photos from check-in.
Frequently asked questions
Q: How long do I have to report damage? A: As soon as practical — within days, not weeks. The longer the gap, the harder to substantiate.
Q: What if the deposit doesn't cover the damage? A: Coliving can pursue additional payment from the resident, but this depends on the resident's responsiveness. Beyond that, your insurance is the next step.
Q: Can I withhold the deposit on my own? A: No — the deposit is held by Coliving, not you. We process it based on your evidence and our review.
Q: The damage was caused by a resident of my resident (e.g. a visitor), not the booker. Who pays? A: The booker is responsible for residents they bring in. The deduction goes against the booker's deposit.